HOW TO CREATE DIGITAL PEOPLE, KILL THEM & COLLECT INSURANCE.

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How to Create Digital People, Kill Them & Collect Insurance.

Last month we learned how easy it is to virtually kill someone1 but due to space limitations I wasn’t able to explain the second half of that story, which is the “miracle” of virtual birthing. Shockingly, this exploit is even easier to pull-off than virtually killing someone.

The first step in birthing someone is always that a baby is born (surprise!). Next, the doctor or midwife fills out a paper form with the parents adding their details. The form then goes to the local registry and a birth certificate is issued.

Much like with deaths, however, this process is also now moving to online registries.2 And again, like with “killing” someone, all you have to do is register as a doctor or midwife on one of these sites and then you’re officially a doctor or midwife. Then to register a fictional baby, it’s just a matter of filling out their details like their name, where they were born, who their parents are, etc.

Once Chris discovered that he could now kill and birth people, he wondered what might happen if he combined the two abilities to create a “shelf” company (like a shell company). Shell companies are fake companies that don’t do any actual business. They exploit accounting loopholes to protect assets and/or the identity of an owner. Shelf companies, on the other hand, take shell companies one step further by paying taxes, filing annual returns, appearing to have employees, building up a credit rating– all this while patiently sitting on the shelf for decades. Impressive, amirite?!

The goal here is to build up a financial history to set a normal baseline. Why do this? Some people might do it to do illegal things like borrow funds, finance terrorism, and to launder money (just to name a few) without raising any red flags. So shelf companies basically provide the guise of even more authenticity to a scam or fraud, making it that much harder to catch and prosecute.

Then Rock wondered if he could put his “new baby” on the shelf too to become a “shelf baby.” SO, his fictitious baby is currently “on the shelf” until it reaches adulthood. This also comes with some nice benefits. For example, Rock’s shelf baby can now have a virtual will, get bank loans and credit cards, pay taxes, have multiple life insurance policies, social media pages, stock trading accounts, participate in currency trading, and so much more.

So like a Build A Bear, a hacker of sufficient skill and knowledge could potentially “build” a baby. They could then create a fruitful financial life for it and kill it off when it’s most financially lucrative. Oh my!

Another important benefit of a shelf baby is that you can actually cash in on a life insurance policy without having to kill yourself or loved ones. Instead, just kill-off your digi baby then take the money and run!

You can also trade without fear of loss. If the trade pays off – fantastic! – if not the virtual baby can be killed off for the life insurance or be bankrupted and put on the shelf for 3-7 years as defective stock and sold at a discount. You can also remain anonymous as you illegally obtain import drugs and firearms with a virtual identity like a shelf baby.

The combination of legitimate paperwork and a financial history makes the owner of a shelf baby a very powerful person. They could potentially borrow billions of dollars for property, personal loans, and/or credit cards. Shelf babies can also offer people a “do over” (or spare) identification if they feel they’ve severely fudged-up their current one. Ultimately this is an extra layer of anonymity to shield someone from being ID’ed and held accountable for their cyber crimes.

Unfortunately, Rock says that all these security holes have essentially created a “Swiss cheese government”. That is to say that all governments need accurate and centralized birth and death records because there have been many records lost due to fire damage or floods. EDRS fixes the problem of centralization but sacrifices accuracy and security in the process.

For example, the Australian government is struggling to ensure that all babies get registered. To fix this, the government wants to make birth registration as simple as possible to give children a chance to go to school, get healthcare, work, pay taxes, and just generally be on the system. Still, 2.5% of babies in Victoria Australia were not registered in 2012. This estimate is based off of the number of retrospective birth certificates issued to children going to school at age 5 (meaning that you can shave off 5 more years from your shelf baby by registering them later in life!).

According to Rock, governments have always required that the death and burial of a person be supported by two or three professional industries: The medical practitioner, the corner, and the funeral director. Thanks to these online portals and hacking, it is now possible for anyone of sufficient computer skills to become at least two of those people, and gain the power to virtually make life happen and/or end at a whim.

This means that moving from a paper-based system to the new online systems has (predictably) opened up a can of worms. These systems lack strong security measures thanks to DIY self-service portals and while many countries are actively pushing for their doctors to get on EDRS, verification remains alarmingly lax.

If you liked this 2-part series, be sure to check out Chris Rock’s book “The Baby Harvest” on Amazon.com. Learn more about the security weaknesses that allow hackers to virtually kill and birth people.

1. If you missed it, please check it out online at securitybulldog.com.

2. e.g., http://www.canadianbirthcertificate.com/